Asset Management
Perhaps you wish to hand over control of your assets because you do not have sufficient time or specialist knowledge to follow day-to-day developments on the financial markets. Maybe your position precludes you from trading independently, so you need to rely on the expertise of the professionals.
Within Asset Management, we will take investment decisions for you and organise your portfolio, all the time keeping within the strict framework of the asset management contract agreed with you. You will have your own Private Banker, who will assess your personal situation and discuss your requirements and objectives to help find the best way to structure your capital. Other considerations, such as your tax and inheritance law position, will also be taken into account.
Personal Contact
Bank ten Cate & Cie considers it important to maintain long-term, personal relationships with its clients. Personal attention, expertise and continuity are our principles. Your Private Banker will consult you regularly about investment policy and discuss any changes in your personal circumstances or objectives in relation to your capital. These discussions can take place at our office or in the comfort of your own home.
Reporting
Besides a daily statement in the event of changes, your will also receive an extensive quarterly report including a return calculation, an up-to-date portfolio overview, a cashflow statement and details of the transactions over that period. Every January we will send you an annual statement that contains all the details required by the tax authorities and/or your tax consultant. We can also send you a market bulletin whenever a new security is purchased for your portfolio, stating the reason for the purchase and including relevant background information and key data.
Investment Style
The investment process at Bank ten Cate & Cie takes place in a structured, disciplined and consistent manner. Our investment committee lays down the guidelines for the bank's investment policy, which is then executed by the Asset Management department. Your investments are therefore managed in accordance with our 'house style', with a team of advisers overseeing your portfolio, rather than being dependent on a single individual.
Ours is a 'top down' investment strategy on three levels. At the strategic level, maximum and minimum thresholds are set for each category (shares, bonds, real estate, liquid assets and any other categories of security). At the tactical level, the optimum weighting of each category is determined. And at the operational level, the individual securities and funds are selected.
Fees
Bank ten Cate & Cie strives to achieve full transparency in its fee structure. That is why we do not have any in-house funds or investment funds of our own. Our asset management is tailored to the individual requirements of the client. Our fees for asset management are low: a 0.25% management fee per quarter, from which we deduct all purchase and sale commission (0.5%).
To find out more, please contact Annelies Jasper on +31 (0)20 344 53 21 or fill in our contact form.